If you are just starting off with organizing your personal finance, or restarting from scratch, here is a step by step way to get started. Most of the times, we get started haphazardly, the first […]
My experiences, ideas and thoughts about personal finance
Author: The Tortoise
I am a software engineer by profession and a personal finance enthusiast by passion.
I read a lot and like to write about my experiences about applying what I read.
One day I hope to positively impact a few lives by my positive thoughts about personal finance.
Emotional Investing
How are emotions and investments linked? Or should they? The two are actually intricately linked in our financial lives. Emotions define investments, and investments define emotions. For example, most people who invest in stocks buy […]
Shun that perfection
One of the lessons we learn in our early childhood is to be perfect in whatever we do. We were told if you are not perfect, you will not be able to compete in the […]
One essential comfort zone
There is one cushion or comfort zone that you don’t want to get out of. Everyone knows the importance of saving that cash. No I am not saying investing but just plain boring savings in […]
Investing in the High Five portfolio
What does investing mean to most people? Investing can be as complex or as simple as one wants to make it. There are many theories for constructing a portfolio and it is not easy to […]
Budget – Grow the tree upside-down
Many people cringe at the thought of a budget. Budgeting sounds like nit-picking about finance and a lot of work to keep tabs on expenses, planning etc. It sounds highly restrictive in the traditional sense. […]
Don’t twist your ARM, fix it !!!
Refinancing an existing mortgage is a major decision and there are many factors that you take into account, to ensure that you benefit in the long term. I recently refinanced my mortgage from a 30 […]
