Blogs

10 things worth spending money on

After months of dillydallying, I bought a second car. I also have a list of home improvements that I want to see get done. With the holiday season approaching, the vacation dreams are taking shape too. However all these cost money, some little some a lot. And didn't we say, we want to save more,… Continue reading 10 things worth spending money on

The universal truth about Dave Ramsey’s 7 baby steps

Who doesn't know of Dave Ramsey?  Even my 10 year old kid has been taught about Dave in elementary school mathematics. Dave Ramsey is America's trusted voice on money and business. Well he is popular for a solid reason. In this post, I will describe why he makes perfect sense to me. When I immigrated to… Continue reading The universal truth about Dave Ramsey’s 7 baby steps

The Net worth vs. Cash flow debate

What is your net worth? Let me see, probably close to a million. So what? Are you financially independent? No. Why? 'cause I don't have enough cash flow to replace my W2 income. Ok then, net worth is a worthless metric. But it projects my comfort into the future. And so it goes on and… Continue reading The Net worth vs. Cash flow debate

Know yourself and your investments

I am back after a long hiatus, as I enjoyed a fabulous vacation in India. These are times when I can introspect and know myself better and deeper. Nothing to do with the spirituality of India, but just an opportunity to separate my mind from the daily rat race, and consider what is really important.… Continue reading Know yourself and your investments