This post gives a simple way to measure and track personal finance health and growth.
My experiences, ideas and thoughts about personal finance
Category: Liabilities and Debt
The universal truth about Dave Ramsey’s 7 baby steps
Who doesn’t know of Dave Ramsey? Even my 10 year old kid has been taught about Dave in elementary school mathematics. Dave Ramsey is America’s trusted voice on money and business. Well he is popular for […]
The Net worth vs. Cash flow debate
What is your net worth? Let me see, probably close to a million. So what? Are you financially independent? No. Why? ’cause I don’t have enough cash flow to replace my W2 income. Ok then, […]
Don’t twist your ARM, fix it !!!
Refinancing an existing mortgage is a major decision and there are many factors that you take into account, to ensure that you benefit in the long term. I recently refinanced my mortgage from a 30 […]
The Paid Piper of Hamelin
The title is from the childhood story where the Pied Piper helped a town get rid of the rats and drowned them in the river by playing his melodious music. The second part of the […]
How a cassette player caused debt aversion
I was very fond of music and used to break dance in my school days. We had a picnic some day and I wanted to arrange for music to entertain my friends. But in my […]
