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My experiences, ideas and thoughts about personal finance

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Category: Spending

February 8, 2021 Budgeting / Investing / Liabilities and Debt / Personal finance / Savings / Spending

The Rubik’s Cube of Personal Finance

This post describes the simple to use tools and flows for managing personal finance, whether it is cash flow, debt or investments.

January 16, 2021 Budgeting / Investing / Personal finance / Savings / Spending

The Personal Finance Calendar

Planning your finances through an annual calendar keeps you in control.

November 29, 2020 Investing / Personal finance / Spending

How to spend a bonus or windfall

Often getting a lump sum of money is a good problem to have. This post provides a methodology to deal with it in a very efficient way and not blow it up.

April 11, 2020 Budgeting / Investing / Liabilities and Debt / Personal finance / Savings / Spending

How to manage your cash flow

A simple and efficient way to automatically manage personal cash flow

January 22, 2020 Budgeting / Investing / Personal finance / Savings / Spending

The SAFE plan – Simple, Automated, Flexible and Efficient

Safety in financial world is an oft-repeated word, and is mentioned in contrast to risk and growth. We talk a

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January 12, 2020 Personal finance / Spending

Good Buy or Good bye a house purchase

I had been thinking of upgrading to a bigger house for some time now. This is a difficult decision when

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October 20, 2019 Budgeting / Personal finance / Spending

10 things worth spending money on

After months of dillydallying, I bought a second car. I also have a list of home improvements that I want

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