FinTech – can you be immune to it?

Technology is changing the landscape of personal finance. This post shows the different facets of Fin Tech and how to apply to your personal situation.

Know yourself and your investments

I am back after a long hiatus, as I enjoyed a fabulous vacation in India. These are times when I can introspect and know myself better and deeper. Nothing to do with the spirituality of India, but just an opportunity to separate my mind from the daily rat race, and consider what is really important. … Continue reading Know yourself and your investments →

Take off to the aerial view

Today I am flying to India. I am very excited and looking forward to visiting what is my second home now. As the long flight from US started very early this morning, a few thoughts on personal finance hovered around my mind. Before the flight takes off, there are a number of events that take … Continue reading Take off to the aerial view →

Budget – Grow the tree upside-down

Many people cringe at the thought of a budget. Budgeting sounds like nit-picking about finance and a lot of work to keep tabs on expenses, planning etc. It sounds highly restrictive in the traditional sense. However there are ways to simplify it and make it automated, so that once you set it up correctly it … Continue reading Budget – Grow the tree upside-down →

The Paid Piper of Hamelin

The title is from the childhood story where the Pied Piper helped a town get rid of the rats and drowned them in the river by playing his melodious music. The second part of the story is that after the rats were got rid of, the town did not pay him. So a very sad … Continue reading The Paid Piper of Hamelin →

How a cassette player caused debt aversion

I was very fond of music and used to break dance in my school days. We had a picnic some day and I wanted to arrange for music to entertain my friends. But in my home, I did not have a portable music player except the turntable, which was not exactly portable. So I borrowed … Continue reading How a cassette player caused debt aversion →

The vinyl records

Many of us who grew up in the 80s and 90s will remember or would have seen Vinyl records on the shelf. I too had a turntable at my home and was very fond of it. As I grew up, the turntable and the 4 records that my Dad possessed became a big source of … Continue reading The vinyl records →