The 4-Q way of protecting your finances from coronavirus driven volatility

One of the questions all investors consider is how to spread their investments. This is super essential in a volatile economic environment that we are now being forced by coronavirus. Coronavirus is already sending stock markets across the world in a downward spiral, companies may find it difficult to service debt and hence affect bonds,… Continue reading The 4-Q way of protecting your finances from coronavirus driven volatility

The SAFE plan – Simple, Automated, Flexible and Efficient

Safety in financial world is an oft-repeated word, and is mentioned in contrast to risk and growth. We talk a lot about risk-return trade-off, safety of invested principal in long term and short term investments. There is another way of looking at Financial Safety. The SAFE plan described below is a way of setting up… Continue reading The SAFE plan – Simple, Automated, Flexible and Efficient

The universal truth about Dave Ramsey’s 7 baby steps

Who doesn't know of Dave Ramsey?  Even my 10 year old kid has been taught about Dave in elementary school mathematics. Dave Ramsey is America's trusted voice on money and business. Well he is popular for a solid reason. In this post, I will describe why he makes perfect sense to me. When I immigrated to… Continue reading The universal truth about Dave Ramsey’s 7 baby steps