I had been thinking of upgrading to a bigger house for some time now. This is a difficult decision when you struggle to justify more debt, more wants and lifestyle creeps. There are various factors to consider in deciding whether you buy that next dream house or say goodbye to your wants for a duration,… Continue reading Good Buy or Good bye a house purchase
Refinancing an existing mortgage is a major decision and there are many factors that you take into account, to ensure that you benefit in the long term. I recently refinanced my mortgage from a 30 year 7/1 ARM to a 30 year fixed rate. One of the straightforward reasons of refinancing is when you are… Continue reading Don’t twist your ARM, fix it !!!
The title is from the childhood story where the Pied Piper helped a town get rid of the rats and drowned them in the river by playing his melodious music. The second part of the story is that after the rats were got rid of, the town did not pay him. So a very sad… Continue reading The Paid Piper of Hamelin