Technology is changing the landscape of personal finance. This post shows the different facets of Fin Tech and how to apply to your personal situation.
What is your net worth? Let me see, probably close to a million. So what? Are you financially independent? No. Why? 'cause I don't have enough cash flow to replace my W2 income. Ok then, net worth is a worthless metric. But it projects my comfort into the future. And so it goes on and … Continue reading The Net worth vs. Cash flow debate
I am back after a long hiatus, as I enjoyed a fabulous vacation in India. These are times when I can introspect and know myself better and deeper. Nothing to do with the spirituality of India, but just an opportunity to separate my mind from the daily rat race, and consider what is really important. … Continue reading Know yourself and your investments
How are emotions and investments linked? Or should they? The two are actually intricately linked in our financial lives. Emotions define investments, and investments define emotions. For example, most people who invest in stocks buy the next stock based on hot tips, be it from the last night party or the media channels doling out … Continue reading Emotional Investing
What does investing mean to most people? Investing can be as complex or as simple as one wants to make it. There are many theories for constructing a portfolio and it is not easy to ascertain which would work for one's financial situation. Some common ones which are taught by most financial advisers are as … Continue reading Investing in the High Five portfolio