How to decide on a purchase – the P.V.T formula

I talked a lot about budgeting, saving and investing money in the earlier posts. Budget – Grow the tree upside-down One essential comfort zone Investing in the High Five portfolio However a fact of life is no matter how hard you try, there will be big purchases. Some of them will be needs, while others … Continue reading How to decide on a purchase – the P.V.T formula