There is this buzzword called Creative Finance.

Creative Finance means when you are combining different financial tools and strategies to get what you want. Examples are:

• No money down real estate purchase
• Mortgages tokenized and sold as investments – CMO
• Crowd funded real estate – Fundrise, Arrived Homes

There are many such examples.

The point of this blog is not about creative finance.

But actually the opposite, how to use finances to find the creative spark within you.

One of the big shifts that is happening in the world today is due to AI technologies.

AI is becoming more and more capable in doing the jobs that once we thought are our strengths – coding, teaching, investment analysis, news reporter, and even surgery.

As we discover and marvel at the capabilities of AI, we have to think differently of our own roles in the world and how you can add value to businesses and people’s life.

Why? Because the money you make is directly proportional to the value you add.

How can you add more value than this vast data driven AI engines?

Earlier, we could synthesize knowledge, combine multiple engines and write efficient code to create products, applications, websites, documents and add value from our brain.

But now, as AI can generate all of those, you will have to compete at a different level.

I think that difference is the creative spark within all of us.

We all have an interest, passion, creativity in some areas of our lives.

Be it business, music, sports, writing, art, building relationships etc.

Note that these are much more abstract for AI to even know what information to start with. Human brain is much more innovative and complex, comes up with crazy ideas.

So you get the point. Going forward, while we do our tech jobs or serving patients as a doctor or whatever other profession you are in, chances are you are not fully utilizing your creative brain.

And leaning into this creativity will be the stepping stone to your friendship with AI.

For example, I am a passionate and serving Financial Coach.

When I work with clients, I see the person in front of me as someone who has a range of emotions, going through lots of things in his/her life which may not be directly connected to finance or his/her bank balance.

But uncovering the deeper dreams, fears and challenges and then connecting what can be supported with finances gives a totally creative solution to the transformation.

Content creation on finances (like this blog) is another area where I find my spark.

However, a lot of the general content can be AI generated.

Leaning into that authenticity and use that to create content is unique.

Your finances are not dumb numbers. They tell a story, and a potential to help you.

While you find your spark and want to support your creative endeavors, you still have to pay your bills. You still have to meet your financial obligations and long term goals.

This opens a very interesting area for me in my coaching clients.

Goals are no more just buying a home, kids education, retirement but search for a meaning in life. To do something that really connects within us, drives us to fearless work.

And you need good financial management to support your creative spark, while keeping the bills paid and your hands on the wheel for the long term obligations.

If you would like to connect to your inner genius, but worried about your current financial obligations and situation, contact me at info@startyourfinancesright.com.