Let’s be honest. We all are busy with our respective professional lives, be it a business or job, family, kids, hobbies, interests and several other things.

Life is busy. Even though personal finance is an integral part of our lives, we take it for granted.

We earn, spend, borrow and save a little or lot. All for living life and fulfilling our needs and wants.

Ask yourself – Are you confident that you have the right plan for your finances?

• Are you worried about the debt, whether it is lingering or mounting?
• Are you thinking how best to use your cash?
• Are you wondering if you will be able to live the life you want?
• Do you have a nagging feeling that all your goals may not be met?

Or are you in any of these pains that is taking your mental peace away?

• Too much debt that you are struggling to pay off?
• Rising expenses and do not know where your money goes by end of the month?
• Staring at your low savings and wondering how will you provide for your future?
• Scared that an emergency will put you in more debt because you do not have enough savings?

Wouldn’t you want to have the following instead?

• A Financial clarity that you have never tried to achieve before
• A clear plan for each of your goals
• An execution setup that makes it a breeze to manage your finances
• A growth path finding opportunities and shielding threats

How would you feel if you had the above clarity of your finances without much effort?

What if you do not do anything about it?

• You will live with the same confusion and go through the financial rut.
• You will keep wondering where all your money is going. Looking back several years of earning, you will not feel proud to show yourself what you have got.
• You will be paying thousands of dollars in interest to credit cards and banks.
• You will not know the opportunity cost of not deploying your money towards your goals.

Here are four examples of what Financial organization can do for you. (Client names are changed to respect privacy).

• Jenny had a variable income and did not know how to pay off debt and save money. Now after the program, she not only paid off 70% of her debt, she also paid for her son’s air ticket to come home for Christmas. What a life goal to achieve!
• Jack had a growing business but was not feeling confident about his personal finances. After only half way through the program, he found a clear path to be completely debt-free, build an emergency fund and reduce his expenses and cost of debt.
• Hong Li had all his life savings in a checking account. He did not realize the risk of the bank going down or the opportunity cost of leaving thousands of dollars on the table. He had goals but did not know how to meet them, despite having the money. After the program, he can clearly see how to allocate his money towards different goals and take advantage of better high yield savings accounts. He is now planning a trip to Europe with his wife and buying a home simultaneously.
• Robert earns above average but is in a lot of credit card debt due to his random spending habits. He was getting worried about his financial future since his family is not able to save enough, and also his debt costing him thousands of dollars a year. In the first phase of the program, we found a relatively easy option to consolidate his debt with the equity in his home. Now he has a lower cost of the debt that will save him thousands of dollars.

All of the above were achieved by following a clear 4 step process. These steps are described in the previous posts, so I will just link them here.

Conclusion

Financial Clarity and Action affect our lives more positively than anything else.

Chances are anything you are trying to achieve in your life, whether professional, personal, family or even spiritual will cost you money.

Not planning for these dreams, goals and milestones could mean financial pain, worries and opportunity cost.

Contact me via Email info@startyourfinancesright.com if you would like to experience how the program can change your life.